FWTB - Ep. 106 - Premium Financing with IUL and Guest Wade Borth
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FWTB - Ep. 106 - Premium Financing with IUL and Guest Wade Borth
Farmers are being targets with borrowing against land to fund policies ...
Farmers are being targets with borrowing against land to fund policies or using a the bank directly through a trust. Wade and I discuss why this is not IBC or ...Farming Without the Bank.
Audio Production by Podsworth Media - https://podsworth.com
► Learn more: https://www.farmingwithoutthebank.com
► Get the book: https://www.farmingwithoutthebank.com/book
► Facebook: https://www.facebook.com/farmingwithoutthebankShow More
Audio Production by Podsworth Media - https://podsworth.com
► Learn more: https://www.farmingwithoutthebank.com
► Get the book: https://www.farmingwithoutthebank.com/book
► Facebook: https://www.facebook.com/farmingwithoutthebankShow More
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Abundance Unlocked: Navigating the Five Areas of Live with Factum
This episode explores the idea of abundance across five key areas of ...
This episode explores the idea of abundance across five key areas of life: spiritual, personal, family, financial, and occupational. The conversation focuses on how clarity of vision, strong relationships, and ...intentional action shape a more aligned and fulfilling life over time.
Rather than centering on tactics or dollars alone, the discussion looks at how values, community, and personal responsibility influence long-term growth. This episode is about stepping back, defining what abundance actually means, and making choices that support becoming the best version of yourself across all areas of life.
Connect with Wade Borth
https://www.linkedin.com/in/wade-borth-43121542/
If this conversation was helpful and you want to explore how this applies to your situation, here are a few ways to take the next step:
→ Learn more here: https://factumfoundations.com/
→ Book a conversation with Kyle: https://link.factumfinancial.com/widget/groups/kyle-fuller
→ Join this month’s live online class (new topics every month)
Register here: https://factumwebinar.com/
→ Visit our website: https://factumfinancial.com
→ Email us here: info@factumfinancial.com
→ Follow us on Instagram: http://instagram.com/factumfinancial
→ Follow Kyle on Facebook: https://www.facebook.com/kyle.fuller.1840
→ Follow Kyle on LinkedIn: https://www.linkedin.com/in/kyle-fuller-ibc/Show More
Rather than centering on tactics or dollars alone, the discussion looks at how values, community, and personal responsibility influence long-term growth. This episode is about stepping back, defining what abundance actually means, and making choices that support becoming the best version of yourself across all areas of life.
Connect with Wade Borth
https://www.linkedin.com/in/wade-borth-43121542/
If this conversation was helpful and you want to explore how this applies to your situation, here are a few ways to take the next step:
→ Learn more here: https://factumfoundations.com/
→ Book a conversation with Kyle: https://link.factumfinancial.com/widget/groups/kyle-fuller
→ Join this month’s live online class (new topics every month)
Register here: https://factumwebinar.com/
→ Visit our website: https://factumfinancial.com
→ Email us here: info@factumfinancial.com
→ Follow us on Instagram: http://instagram.com/factumfinancial
→ Follow Kyle on Facebook: https://www.facebook.com/kyle.fuller.1840
→ Follow Kyle on LinkedIn: https://www.linkedin.com/in/kyle-fuller-ibc/Show More
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1+1=11 with Wade Borth
This episode outlines a long-term vision for the life insurance ...
This episode outlines a long-term vision for the life insurance industry centered on community, relationships, and shared ownership. The conversation explores what it looks like to build a mutually owned ...agency intentionally, with a focus on leadership, education, innovation, and alignment rather than scale for scale’s sake.
The discussion introduces the principles behind the FACTUM framework and why intentional growth across all areas of life matters. At its core, this episode is about building something that serves agents well, creates stability and opportunity, and ultimately supports stronger outcomes for the families those agents serve.
If this conversation was helpful and you want to explore how this applies to your situation, here are a few ways to take the next step:
→ Learn more here: https://factumfoundations.com/
→ Book a conversation with Kyle: https://link.factumfinancial.com/widget/groups/kyle-fuller
→ Join this month’s live online class (new topics every month)
Register here: https://factumwebinar.com/
→ Visit our website: https://factumfinancial.com
→ Email us here: info@factumfinancial.com
→ Follow us on Instagram: http://instagram.com/factumfinancial
→ Follow Kyle on Facebook: https://www.facebook.com/kyle.fuller.1840
→ Follow Kyle on LinkedIn: https://www.linkedin.com/in/kyle-fuller-ibc/Show More
The discussion introduces the principles behind the FACTUM framework and why intentional growth across all areas of life matters. At its core, this episode is about building something that serves agents well, creates stability and opportunity, and ultimately supports stronger outcomes for the families those agents serve.
If this conversation was helpful and you want to explore how this applies to your situation, here are a few ways to take the next step:
→ Learn more here: https://factumfoundations.com/
→ Book a conversation with Kyle: https://link.factumfinancial.com/widget/groups/kyle-fuller
→ Join this month’s live online class (new topics every month)
Register here: https://factumwebinar.com/
→ Visit our website: https://factumfinancial.com
→ Email us here: info@factumfinancial.com
→ Follow us on Instagram: http://instagram.com/factumfinancial
→ Follow Kyle on Facebook: https://www.facebook.com/kyle.fuller.1840
→ Follow Kyle on LinkedIn: https://www.linkedin.com/in/kyle-fuller-ibc/Show More
Now Playing
The Factum Community with Wade Borth
This episode explores the ethos behind Factum and how business can be ...
This episode explores the ethos behind Factum and how business can be used to cultivate an abundance-minded community built on strong relationships. The conversation focuses on aligning values, education, and ...long-term thinking to create impact beyond transactions.
The discussion also touches on Infinite Banking as an educational framework, with whole life insurance positioned as a tool to help people better understand money, control cash flow, and make more intentional decisions. At its core, this episode is about using clarity, stewardship, and shared purpose to better serve clients and build a community of people committed to long-term value.
If this conversation was helpful and you want to explore how this applies to your situation, here are a few ways to take the next step:
→ Learn more here: https://factumfoundations.com/
→ Book a conversation with Kyle: https://link.factumfinancial.com/widget/groups/kyle-fuller
→ Join this month’s live online class (new topics every month)
Register here: https://factumwebinar.com/
→ Visit our website: https://factumfinancial.com
→ Email us here: info@factumfinancial.com
→ Follow us on Instagram: http://instagram.com/factumfinancial
→ Follow Kyle on Facebook: https://www.facebook.com/kyle.fuller.1840
→ Follow Kyle on LinkedIn: https://www.linkedin.com/in/kyle-fuller-ibc/Show More
The discussion also touches on Infinite Banking as an educational framework, with whole life insurance positioned as a tool to help people better understand money, control cash flow, and make more intentional decisions. At its core, this episode is about using clarity, stewardship, and shared purpose to better serve clients and build a community of people committed to long-term value.
If this conversation was helpful and you want to explore how this applies to your situation, here are a few ways to take the next step:
→ Learn more here: https://factumfoundations.com/
→ Book a conversation with Kyle: https://link.factumfinancial.com/widget/groups/kyle-fuller
→ Join this month’s live online class (new topics every month)
Register here: https://factumwebinar.com/
→ Visit our website: https://factumfinancial.com
→ Email us here: info@factumfinancial.com
→ Follow us on Instagram: http://instagram.com/factumfinancial
→ Follow Kyle on Facebook: https://www.facebook.com/kyle.fuller.1840
→ Follow Kyle on LinkedIn: https://www.linkedin.com/in/kyle-fuller-ibc/Show More
Now Playing
Factum is a Leadership Development Agency
This episode reframes the role of a modern insurance organization as a ...
This episode reframes the role of a modern insurance organization as a leadership development platform rather than a product-driven business. The conversation centers on building people first, creating an abundant ...community, and developing agents who think intentionally about both personal and professional growth.
The discussion explores how long-term thinking, better habits, and continuous learning shape stronger leaders and more sustainable businesses. It also touches on the role of training, coaching, and mastermind-style environments in helping agents grow with clarity, discipline, and purpose over time.
If this conversation was helpful and you want to explore how this applies to your situation, here are a few ways to take the next step:
→ Learn more here: https://factumfoundations.com/
→ Book a conversation with Kyle: https://link.factumfinancial.com/widget/groups/kyle-fuller
→ Join this month’s live online class (new topics every month)
Register here: https://factumwebinar.com/
→ Visit our website: https://factumfinancial.com
→ Email us here: info@factumfinancial.com
→ Follow us on Instagram: http://instagram.com/factumfinancial
→ Follow Kyle on Facebook: https://www.facebook.com/kyle.fuller.1840
→ Follow Kyle on LinkedIn: https://www.linkedin.com/in/kyle-fuller-ibc/Show More
The discussion explores how long-term thinking, better habits, and continuous learning shape stronger leaders and more sustainable businesses. It also touches on the role of training, coaching, and mastermind-style environments in helping agents grow with clarity, discipline, and purpose over time.
If this conversation was helpful and you want to explore how this applies to your situation, here are a few ways to take the next step:
→ Learn more here: https://factumfoundations.com/
→ Book a conversation with Kyle: https://link.factumfinancial.com/widget/groups/kyle-fuller
→ Join this month’s live online class (new topics every month)
Register here: https://factumwebinar.com/
→ Visit our website: https://factumfinancial.com
→ Email us here: info@factumfinancial.com
→ Follow us on Instagram: http://instagram.com/factumfinancial
→ Follow Kyle on Facebook: https://www.facebook.com/kyle.fuller.1840
→ Follow Kyle on LinkedIn: https://www.linkedin.com/in/kyle-fuller-ibc/Show More
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Why Powered by Factum with David Zapata
Connect with David Zapata https://www.linkedin.com/in/bydavidazapata/ ...
Connect with David Zapata
https://www.linkedin.com/in/bydavidazapata/
If this conversation was helpful and you want to explore how this applies to your situation, here are a few ways to take the next step:
→ ...Learn more here: https://factumfoundations.com/
→ Book a conversation with Kyle: https://link.factumfinancial.com/widget/groups/kyle-fuller
→ Join this month’s live online class (new topics every month)
Register here: https://factumwebinar.com/
→ Visit our website: https://factumfinancial.com
→ Email us here: info@factumfinancial.com
→ Follow us on Instagram: http://instagram.com/factumfinancial
→ Follow Kyle on Facebook: https://www.facebook.com/kyle.fuller.1840
→ Follow Kyle on LinkedIn: https://www.linkedin.com/in/kyle-fuller-ibc/Show More
https://www.linkedin.com/in/bydavidazapata/
If this conversation was helpful and you want to explore how this applies to your situation, here are a few ways to take the next step:
→ ...Learn more here: https://factumfoundations.com/
→ Book a conversation with Kyle: https://link.factumfinancial.com/widget/groups/kyle-fuller
→ Join this month’s live online class (new topics every month)
Register here: https://factumwebinar.com/
→ Visit our website: https://factumfinancial.com
→ Email us here: info@factumfinancial.com
→ Follow us on Instagram: http://instagram.com/factumfinancial
→ Follow Kyle on Facebook: https://www.facebook.com/kyle.fuller.1840
→ Follow Kyle on LinkedIn: https://www.linkedin.com/in/kyle-fuller-ibc/Show More
Now Playing
What Does Powered by Factum Mean For You? with David Zapata
This episode builds on last week’s conversation by unpacking the “why” ...
This episode builds on last week’s conversation by unpacking the “why” behind Powered by Factum. The discussion walks through what each part of the FACTUM framework represents and what it ...means to operate within that standard.
The focus is on mentorship, leadership development, and personal growth, both for agents and the clients they serve. Rather than positioning this as a product or program, the episode explores how clear values, accountability, and guidance help people become more effective, intentional, and consistent over time.
Connect with David Zapata
https://www.linkedin.com/in/bydavidazapata/
If this conversation was helpful and you want to explore how this applies to your situation, here are a few ways to take the next step:
→ Learn more here: https://factumfoundations.com/
→ Book a conversation with Kyle: https://link.factumfinancial.com/widget/groups/kyle-fuller
→ Join this month’s live online class (new topics every month)
Register here: https://factumwebinar.com/
→ Visit our website: https://factumfinancial.com
→ Email us here: info@factumfinancial.com
→ Follow us on Instagram: http://instagram.com/factumfinancial
→ Follow Kyle on Facebook: https://www.facebook.com/kyle.fuller.1840
→ Follow Kyle on LinkedIn: https://www.linkedin.com/in/kyle-fuller-ibc/Show More
The focus is on mentorship, leadership development, and personal growth, both for agents and the clients they serve. Rather than positioning this as a product or program, the episode explores how clear values, accountability, and guidance help people become more effective, intentional, and consistent over time.
Connect with David Zapata
https://www.linkedin.com/in/bydavidazapata/
If this conversation was helpful and you want to explore how this applies to your situation, here are a few ways to take the next step:
→ Learn more here: https://factumfoundations.com/
→ Book a conversation with Kyle: https://link.factumfinancial.com/widget/groups/kyle-fuller
→ Join this month’s live online class (new topics every month)
Register here: https://factumwebinar.com/
→ Visit our website: https://factumfinancial.com
→ Email us here: info@factumfinancial.com
→ Follow us on Instagram: http://instagram.com/factumfinancial
→ Follow Kyle on Facebook: https://www.facebook.com/kyle.fuller.1840
→ Follow Kyle on LinkedIn: https://www.linkedin.com/in/kyle-fuller-ibc/Show More
Now Playing
The Value of a Mentor with Wade Borth
This episode explores the role mentorship plays in both personal and ...
This episode explores the role mentorship plays in both personal and professional growth. The conversation focuses on why strong mentorship is a two-way relationship, where learning flows in both directions ...and growth is shared over time.
The discussion highlights how intentional mentorship benefits not only agents, but also the clients they serve, by reinforcing clarity, confidence, and better decision-making. This episode is about development, perspective, and why surrounding yourself with the right guidance can elevate results far beyond what’s possible alone.
Connect with Wade Borth
https://www.sagewealthstrategy.com/
If this conversation was helpful and you want to explore how this applies to your situation, here are a few ways to take the next step:
→ Learn more here: https://factumfoundations.com/
→ Book a conversation with Kyle: https://link.factumfinancial.com/widget/groups/kyle-fuller
→ Join this month’s live online class (new topics every month)
Register here: https://factumwebinar.com/
→ Visit our website: https://factumfinancial.com
→ Email us here: info@factumfinancial.com
→ Follow us on Instagram: http://instagram.com/factumfinancial
→ Follow Kyle on Facebook: https://www.facebook.com/kyle.fuller.1840
→ Follow Kyle on LinkedIn: https://www.linkedin.com/in/kyle-fuller-ibc/Show More
The discussion highlights how intentional mentorship benefits not only agents, but also the clients they serve, by reinforcing clarity, confidence, and better decision-making. This episode is about development, perspective, and why surrounding yourself with the right guidance can elevate results far beyond what’s possible alone.
Connect with Wade Borth
https://www.sagewealthstrategy.com/
If this conversation was helpful and you want to explore how this applies to your situation, here are a few ways to take the next step:
→ Learn more here: https://factumfoundations.com/
→ Book a conversation with Kyle: https://link.factumfinancial.com/widget/groups/kyle-fuller
→ Join this month’s live online class (new topics every month)
Register here: https://factumwebinar.com/
→ Visit our website: https://factumfinancial.com
→ Email us here: info@factumfinancial.com
→ Follow us on Instagram: http://instagram.com/factumfinancial
→ Follow Kyle on Facebook: https://www.facebook.com/kyle.fuller.1840
→ Follow Kyle on LinkedIn: https://www.linkedin.com/in/kyle-fuller-ibc/Show More
Now Playing
Creating Abundance in All Areas of Life with Wade Borth
This episode outlines a long-term vision centered on scale, ...
This episode outlines a long-term vision centered on scale, leadership, and service. The conversation explores what it takes to build an organization capable of serving at a high level without ...sacrificing values, relationships, or clarity of purpose.
The discussion focuses on leadership development, training, coaching, and the importance of aligning vision with execution. Rather than a transactional approach, the emphasis is on building a mutually owned, relationship-driven organization designed to grow intentionally and create sustainable impact across all areas of life.
Connect with Wade Borth
https://www.linkedin.com/in/wade-borth-43121542
If this conversation was helpful and you want to explore how this applies to your situation, here are a few ways to take the next step:
→ Learn more here: https://factumfoundations.com/
→ Book a conversation with Kyle: https://link.factumfinancial.com/widget/groups/kyle-fuller
→ Join this month’s live online class (new topics every month)
Register here: https://factumwebinar.com/
→ Visit our website: https://factumfinancial.com
→ Email us here: info@factumfinancial.com
→ Follow us on Instagram: http://instagram.com/factumfinancial
→ Follow Kyle on Facebook: https://www.facebook.com/kyle.fuller.1840
→ Follow Kyle on LinkedIn: https://www.linkedin.com/in/kyle-fuller-ibc/Show More
The discussion focuses on leadership development, training, coaching, and the importance of aligning vision with execution. Rather than a transactional approach, the emphasis is on building a mutually owned, relationship-driven organization designed to grow intentionally and create sustainable impact across all areas of life.
Connect with Wade Borth
https://www.linkedin.com/in/wade-borth-43121542
If this conversation was helpful and you want to explore how this applies to your situation, here are a few ways to take the next step:
→ Learn more here: https://factumfoundations.com/
→ Book a conversation with Kyle: https://link.factumfinancial.com/widget/groups/kyle-fuller
→ Join this month’s live online class (new topics every month)
Register here: https://factumwebinar.com/
→ Visit our website: https://factumfinancial.com
→ Email us here: info@factumfinancial.com
→ Follow us on Instagram: http://instagram.com/factumfinancial
→ Follow Kyle on Facebook: https://www.facebook.com/kyle.fuller.1840
→ Follow Kyle on LinkedIn: https://www.linkedin.com/in/kyle-fuller-ibc/Show More
Now Playing
Beat The Banks Book Review: Part 1 with Wade Borth
This episode explores the philosophy behind Becoming Your Own Banker ...
This episode explores the philosophy behind Becoming Your Own Banker and why personal banking is less about a product and more about a long-term shift in mindset and behavior. The ...discussion emphasizes treating personal banking as a process that requires patience, discipline, and intentional habits around money.
Whole life insurance is presented as a foundational tool for storing capital, not the solution by itself. The focus is on liquidity, responsible repayment of policy loans, and managing personal banking the way a business would be managed, with structure, accountability, and continuous improvement. The core idea is that this approach is accessible to anyone willing to start saving intentionally and stay engaged with how their money is controlled over time.
Connect with Wade Borth
https://www.linkedin.com/in/wade-borth-43121542
If this conversation was helpful and you want to explore how this applies to your situation, here are a few ways to take the next step:
→ Learn more here: https://factumfoundations.com/
→ Book a conversation with Kyle: https://link.factumfinancial.com/widget/groups/kyle-fuller
→ Join this month’s live online class (new topics every month)
Register here: https://factumwebinar.com/
→ Visit our website: https://factumfinancial.com
→ Email us here: info@factumfinancial.com
→ Follow us on Instagram: http://instagram.com/factumfinancial
→ Follow Kyle on Facebook: https://www.facebook.com/kyle.fuller.1840
→ Follow Kyle on LinkedIn: https://www.linkedin.com/in/kyle-fuller-ibc/Show More
Whole life insurance is presented as a foundational tool for storing capital, not the solution by itself. The focus is on liquidity, responsible repayment of policy loans, and managing personal banking the way a business would be managed, with structure, accountability, and continuous improvement. The core idea is that this approach is accessible to anyone willing to start saving intentionally and stay engaged with how their money is controlled over time.
Connect with Wade Borth
https://www.linkedin.com/in/wade-borth-43121542
If this conversation was helpful and you want to explore how this applies to your situation, here are a few ways to take the next step:
→ Learn more here: https://factumfoundations.com/
→ Book a conversation with Kyle: https://link.factumfinancial.com/widget/groups/kyle-fuller
→ Join this month’s live online class (new topics every month)
Register here: https://factumwebinar.com/
→ Visit our website: https://factumfinancial.com
→ Email us here: info@factumfinancial.com
→ Follow us on Instagram: http://instagram.com/factumfinancial
→ Follow Kyle on Facebook: https://www.facebook.com/kyle.fuller.1840
→ Follow Kyle on LinkedIn: https://www.linkedin.com/in/kyle-fuller-ibc/Show More
Now Playing
Beat The Banks Book Review: Part 2 with Wade Borth
This episode explores the idea of self-financing through insurance ...
This episode explores the idea of self-financing through insurance policies and the core principles outlined in Becoming Your Own Banker. The discussion focuses on why understanding human behavior around money ...is just as important as understanding the numbers.
The conversation also addresses the challenges many people face with inadequate savings and rising expenses, and why disciplined financial planning and intentional habits are essential for long-term stability. The emphasis is on building awareness, control, and consistency as the foundation for better financial outcomes.
Connect with Wade Borth
https://www.linkedin.com/in/wade-borth-43121542
If this conversation was helpful and you want to explore how this applies to your situation, here are a few ways to take the next step:
→ Learn more here: https://factumfoundations.com/
→ Book a conversation with Kyle: https://link.factumfinancial.com/widget/groups/kyle-fuller
→ Join this month’s live online class (new topics every month)
Register here: https://factumwebinar.com/
→ Visit our website: https://factumfinancial.com
→ Email us here: info@factumfinancial.com
→ Follow us on Instagram: http://instagram.com/factumfinancial
→ Follow Kyle on Facebook: https://www.facebook.com/kyle.fuller.1840
→ Follow Kyle on LinkedIn: https://www.linkedin.com/in/kyle-fuller-ibc/Show More
The conversation also addresses the challenges many people face with inadequate savings and rising expenses, and why disciplined financial planning and intentional habits are essential for long-term stability. The emphasis is on building awareness, control, and consistency as the foundation for better financial outcomes.
Connect with Wade Borth
https://www.linkedin.com/in/wade-borth-43121542
If this conversation was helpful and you want to explore how this applies to your situation, here are a few ways to take the next step:
→ Learn more here: https://factumfoundations.com/
→ Book a conversation with Kyle: https://link.factumfinancial.com/widget/groups/kyle-fuller
→ Join this month’s live online class (new topics every month)
Register here: https://factumwebinar.com/
→ Visit our website: https://factumfinancial.com
→ Email us here: info@factumfinancial.com
→ Follow us on Instagram: http://instagram.com/factumfinancial
→ Follow Kyle on Facebook: https://www.facebook.com/kyle.fuller.1840
→ Follow Kyle on LinkedIn: https://www.linkedin.com/in/kyle-fuller-ibc/Show More
Now Playing
Beat The Banks Book Review: Part 3 with Wade Borth
This episode brings the Infinite Banking conversation together by ...
This episode brings the Infinite Banking conversation together by emphasizing the importance of discipline, patience, and long-term thinking. The discussion centers on why the need for financing throughout life often ...outweighs the need for pure insurance protection, and why keeping savings in a secure, efficient environment matters.
It also challenges the default habit of transferring wealth to commercial banks and instead explores why many choose to store savings first and deploy capital intentionally over time. The episode closes by highlighting the importance of teaching these principles to future generations and treating financial stewardship as a family responsibility, not just an individual one.
Connect with Wade Borth
https://www.linkedin.com/in/wade-borth-43121542
If this conversation was helpful and you want to explore how this applies to your situation, here are a few ways to take the next step:
→ Learn more here: https://factumfoundations.com/
→ Book a conversation with Kyle: https://link.factumfinancial.com/widget/groups/kyle-fuller
→ Join this month’s live online class (new topics every month)
Register here: https://factumwebinar.com/
→ Visit our website: https://factumfinancial.com
→ Email us here: info@factumfinancial.com
→ Follow us on Instagram: http://instagram.com/factumfinancial
→ Follow Kyle on Facebook: https://www.facebook.com/kyle.fuller.1840
→ Follow Kyle on LinkedIn: https://www.linkedin.com/in/kyle-fuller-ibc/Show More
It also challenges the default habit of transferring wealth to commercial banks and instead explores why many choose to store savings first and deploy capital intentionally over time. The episode closes by highlighting the importance of teaching these principles to future generations and treating financial stewardship as a family responsibility, not just an individual one.
Connect with Wade Borth
https://www.linkedin.com/in/wade-borth-43121542
If this conversation was helpful and you want to explore how this applies to your situation, here are a few ways to take the next step:
→ Learn more here: https://factumfoundations.com/
→ Book a conversation with Kyle: https://link.factumfinancial.com/widget/groups/kyle-fuller
→ Join this month’s live online class (new topics every month)
Register here: https://factumwebinar.com/
→ Visit our website: https://factumfinancial.com
→ Email us here: info@factumfinancial.com
→ Follow us on Instagram: http://instagram.com/factumfinancial
→ Follow Kyle on Facebook: https://www.facebook.com/kyle.fuller.1840
→ Follow Kyle on LinkedIn: https://www.linkedin.com/in/kyle-fuller-ibc/Show More