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Define the Real Problem You’re Solving If you’ve ever wondered, “Okay, but how do I actually do Infinite Banking?” you’re not alone. Most people jump straight to the numbers—the illustration, the design, the projections. But Infinite Banking doesn’t start with charts or policy structure. It starts with understanding the problem you’re really trying to solve.…

In 2008, millions of Americans learned a painful truth: control you don’t own can be taken away overnight. Banks froze lending, home equity lines vanished, and people who thought they were financially secure suddenly discovered they couldn’t access their own money. The economy didn’t just collapse—it exposed how fragile borrowed control really is. That moment…

In part two of this conversation, Wade and Suzanne White pull back the curtain on how commercial property and casualty insurance actually works behind the scenes. They explore premium financing, non-standard policies, minimum earned premiums, and the hidden costs many business owners unknowingly accept just to stay insured. Suzanne explains how a lack of liquidity…

In this episode, Wade sits down with Suzanne White to uncover one of the most overlooked pillars of financial protection for business owners: commercial property and casualty insurance. Together, they explore why P&C is often treated as a checkbox instead of a strategic foundation, how COVID exposed dangerous gaps in liquidity, and why siloed advisors…

Most people treat a mortgage like a race to the finish line—get the lowest rate, pay it off fast, and celebrate being “debt-free.” But that mindset often leads to the opposite of freedom. Families end up house-rich and cash-poor, sitting on equity they can’t touch when life happens or when opportunity knocks. The faster they…

In today’s world, most people are living with a false sense of financial security. They work hard, follow traditional advice, and try to “do the right things.” Pay off the house. Max out the 401(k). Avoid debt at all costs. But when life happens—a job loss, an economic downturn, or an unexpected expense—they quickly discover…

In this episode of the Wade Borth Podcast, Wade and guest Kira discuss the emotional and financial journey of parents as they transition to empty nester life with a child in college. Gain insightful perspectives on balance, independence, and financial wisdom—essential for every parent facing this stage. Don’t miss Kira’s unique insights and Wade’s seasoned…

In this “Best of 2025” episode of the Wade Borth Podcast, explore transformative insights on building personal banking systems, the security of life insurance, and a real client’s inspiring Infinite Banking Concept (IBC) journey. A highlight is guest Nate Scott’s enlightening perspective on infinite banking stages. Essential listening for anyone seeking to redefine financial freedom…

For generations, people have been told the same story: put your money in retirement accounts, hand it to institutions, and hope it’s still there when you finally need it. It’s sold as wisdom, but it’s really convenience—for the system, not for you. That advice benefits the banks, the brokers, and the government programs that use…

Every so often, life blares a siren—sometimes literally, sometimes financially—and in that moment, you discover whether you’ve been preparing or procrastinating. It could be a storm, a sudden job loss, a medical emergency, or a market shock. Whatever form it takes, crisis exposes systems. The people who fare best aren’t lucky—they’re ready. They already know…

In today’s, Wade explores the idea that what got you here won’t get you where you want to go. He breaks down why rethinking your thinking is essential for growth and how “arrival syndrome” can quietly hold you back. Wade also touches on leading yourself in the Five Areas of Life, letting go of what…

In this episode, Wade breaks down how “financial sewer backups”—market downturns, emergencies, recessions, and income loss—can blindside families and business owners. He explains why liquidity, cash reserves, and intentional planning are the key to surviving financial crises, protecting your wealth, and finding opportunities when others panic. If you want a practical, no-nonsense guide to building…