Kira Nyland

In this episode of the Wade Borth Podcast, Wade dives into the power of mutual insurance companies and why ownership matters. He breaks down common misconceptions about life insurance, highlights the difference between mutual and stock companies, and explains how clarity, certainty, and long-term thinking can relieve financial pressure. If you are seeking more control,…

In this episode, Wade unpacks what the recent stock market downturn—and how Warren Buffett’s surprising moves—can teach us about how the wealthy think. As the market sees sharp declines and uncertainty rises, Wade reminds us that true opportunity lies in preparation, not prediction. It’s not about chasing returns—it’s about having savings in safe, liquid places…

In this episode of the Wade Borth Podcast, Wade sits down with Kent Kraiter—a long-time client, friend, and newly minted colleague. With over 30 years of military service and a deep curiosity for financial education, Kent shares his personal journey from soldier to servant-leader in the world of personal finance. They dive into life transitions,…

In this episode, Wade Borth sits down with former police officer turned IBC advocate Brian Fleming. Brian shares his journey from 25 years in law enforcement to discovering the Infinite Banking Concept and returning to the financial world with a mission to serve. Together, they explore how control, financial education, and a properly structured whole…

Discover how Joshua Smith transformed his financial mindset after the 2008 crisis. In this episode of the Wade Borth Podcast, he shares insights on debt, liquidity, and the power of Infinite Banking. Learn how whole life insurance can be a wealth-building tool and take control of your financial future. Tune in now!

In the final episode of the Tough Money series, Wade Borth and David Zapata dive into aligning investments with values, managing risk, and achieving financial freedom. Learn key strategies for liquidity, savings, and long-term financial health. Tune in for expert insights!

In part three of the Tough Money series, Wade Borth and David Zapata break down the power of liquidity in financial planning. Learn how to calculate your “days of liquidity” and why liquid, safe assets are key to weathering uncertainty and seizing opportunities. Tune in for expert insights!

In part two of the Tough Money series, Wade Borth and David Zapata discuss debt strategies for financial resilience. Learn how to classify debt, align it with your goals, and make smarter financial decisions. Tune in for expert insights on managing personal and business finances!

In part one of the Tough Money series, Wade Borth and David Zapata discuss the foundation of financial resilience. Learn key habits, strategies, and insights from the Tough Money Workbook to take control of your financial future. Tune in for expert advice and stay prepared for life’s uncertainties!

Should you take out a life insurance policy on your child? Wade Borth breaks down the benefits of early policies, financial stewardship, and the Infinite Banking Concept (IBC). Learn how to build generational wealth and ensure guaranteed insurability. Tune in now!

Discover how the Infinite Banking Concept (IBC) helps individuals take control of debt and build wealth. Wade Borth shares real-life stories of clients using IBC to pay off credit card debt, finance real estate, and grow their businesses. Tune in to learn how IBC can unlock financial freedom!

I want to discuss a concept that Nelson Nash highlighted in his book Becoming Your Own Banker – Economic Value Added (EVA). This concept, often shrouded in confusion and misconceptions, is crucial for understanding how we can maximize the value of our capital. So, let’s break down what EVA is and why it matters, especially…