Kira Nyland

Most people feel it—payments everywhere, markets swinging, pressure rising. The instinct is to find a “hotter” investment or chase higher returns to make the noise stop. But the answer isn’t yield. It’s order. It’s control. It’s liquidity. In finance, sequence matters more than almost anything else. If you start from the wrong place—hoping volatility will…

In another consumer corner episode, Wade is joined again by Kira Nyland to dive into the buzz around the proposed 50-year mortgage and what it reveals about America’s growing debt mindset. They break down how ultra-long mortgages can quietly extend financial bondage, why most consumers only see the “low payment” and not the true cost,…

For most service members, the transition into retirement is a blur of acronyms, briefings, and deadlines. You’ve spent decades mastering your craft, but only a few short hours deciding how to protect your family’s financial future. When the time comes to make a decision about the Survivor Benefit Plan (SBP), many retirees simply check the…

In this episode of The Wade Borth Podcast, Wade breaks down the recent headlines about NASCAR driver Kyle Busch allegedly losing $8.5 million in an Indexed Universal Life (IUL) scheme—and why stories like this create so much confusion about life insurance. Wade explains the likely factors behind the situation, including premium financing and unrealistic illustrations,…

Most business owners are busy chasing the next sale, signing the next deal, and putting out the next fire. But ask most of them where their money actually goes every month, and they’ll give you a blank stare. The truth is, inefficiency—not lack of revenue—is what’s quietly destroying their businesses. We’ve been taught to think…

In this episode: Wade walks through Business Banker (treating capital like a business, routing more cash flow through policies, and demanding payback with interest) and Infinite Banker (a closed family banking ecosystem where money consistently flows through your policies across generations). Expect practical criteria for loans, deal flow, and protecting liquidity while you invest. Tune…

In this episode: Wade breaks down the first two stages of owning whole life: Saver (building a safe, liquid foundation and tightening your relationship with money) and Wealth Builder (shifting premiums from “expense” to “opportunity,” paying down the right debts, and funding opportunities without sacrificing liquidity). You’ll hear how Tough Money habits, cash-flow redirection, and…

There’s a saying that goes: “Shirtsleeves to shirtsleeves in three generations.” It means the first generation builds the wealth, the second preserves it, and by the third — it’s gone. Sadly, history backs this up. Families like the Vanderbilts went from being among the richest in the world to leaving little more than a famous…

Welcome to a new episode of the Wade Borth podcast, focusing on “Consumer Corner” where we answer common questions that come across Wade’s desk by clients.  In this episode, Wade is joined by his assistant Kira Nyland to go through questions regarding Term Insurance and if it’s a better fit than Whole Life.  If you’re…

Most people view retirement as the finish line — years of saving and sacrifice finally paying off. But here’s the real question: are you ready for what comes after? Let’s talk about how to shift your mindset from simply accumulating wealth to actually distributing it efficiently — without fear, uncertainty, or running out of money.…

Wade sits down with Dallas-based advisor Brent White to unpack why most financial advice fails business owners—and what a team-based, “family office” approach can do instead. From Infinite Banking and cash-flow efficiency to avoiding siloed planning (hello, audits and missing 401(k) bonds), Wade and Brent share real-world tactics to build resilient companies, create liquidity, and…

Most people are following a set of money rules they never agreed to. Cash comes in, some gets spent, some gets invested, and whatever’s left might get saved. The problem is that order leaves you under pressure — always depending on banks and lenders to tell you what’s possible. But it doesn’t have to be…