Kira Nyland

There’s a saying that goes: “Shirtsleeves to shirtsleeves in three generations.” It means the first generation builds the wealth, the second preserves it, and by the third — it’s gone. Sadly, history backs this up. Families like the Vanderbilts went from being among the richest in the world to leaving little more than a famous…

Welcome to a new episode of the Wade Borth podcast, focusing on “Consumer Corner” where we answer common questions that come across Wade’s desk by clients.  In this episode, Wade is joined by his assistant Kira Nyland to go through questions regarding Term Insurance and if it’s a better fit than Whole Life.  If you’re…

Most people view retirement as the finish line — years of saving and sacrifice finally paying off. But here’s the real question: are you ready for what comes after? Let’s talk about how to shift your mindset from simply accumulating wealth to actually distributing it efficiently — without fear, uncertainty, or running out of money.…

Wade sits down with Dallas-based advisor Brent White to unpack why most financial advice fails business owners—and what a team-based, “family office” approach can do instead. From Infinite Banking and cash-flow efficiency to avoiding siloed planning (hello, audits and missing 401(k) bonds), Wade and Brent share real-world tactics to build resilient companies, create liquidity, and…

Most people are following a set of money rules they never agreed to. Cash comes in, some gets spent, some gets invested, and whatever’s left might get saved. The problem is that order leaves you under pressure — always depending on banks and lenders to tell you what’s possible. But it doesn’t have to be…

Today, Wade sits down with returning guest and former military member Kent Kraiter to discuss the realities of retirement planning for those who serve. Drawing from his own military career and master’s research on retirement strategies in the U.S., Kent shares insights on how service members can better prepare for their financial future—long before retirement…

In this episode of The Wade Borth Podcast, we rethink what retirement should really look like. Wade digs into the common “save, save, save” approach with 401(k)s and why accumulation alone is not enough. He explores the importance of a clear distribution plan, how fear of running out of money holds retirees back, and strategies…

In this episode of the Wade Borth Podcast, Wade explores why so many families lose their wealth within just a few generations and what can be done to stop the cycle. Using real-life examples from farming families and well-known legacies like the Vanderbilts and Rockefellers, Wade dives into the critical role of education, communication, and…

In this heartfelt episode of the Wade Borth Podcast, Wade shares why life insurance is one of the most powerful and misunderstood financial tools available. Drawing on 35 years of experience—and his own personal story—he explains how life insurance provides guaranteed liquidity, removes financial pressure during life’s most difficult moments, and allows families and businesses…

In this episode of the Wade Borth Podcast, Wade welcomes Michael Hession, fellow Nelson IBC practitioner, to share his personal journey into Infinite Banking. From running a marine canvas shop to experiencing the financial crash of 2008, Michael’s story highlights the importance of building a strong foundation and controlling the banking function in your life.…

In this episode of the Wade Borth Podcast, Wade sits down with Joe Fuller to discuss family banking and its transformative power on financial habits. Joe shares his journey from aspiring neurosurgeon to a financial strategist after realizing the importance of managing money within families. Learn how intentional money conversations can unite families and create…

Joining Wade today all the way from Hawaii is fellow agent Clarke Tuitele where they have a conversation that blends real-life preparedness with financial readiness. After recounting a recent tsunami warning and the chaos that followed, Clarke draws powerful parallels between disaster preparedness and taking control of your money. He shares his personal story—raising six…