Kira Nyland

Legacy planning and generational wealth have become major topics in recent years—and for good reason. As the largest wealth transfer in history begins, a critical question emerges: How do we prepare the next generation not just to inherit wealth, but to use it wisely? At the center of it all is this simple but powerful…

In this episode of the Wade Borth Podcast, Wade addresses a common and important question: How safe are life insurance companies? Drawing from conversations with industry leaders and over 35 years of experience, Wade explains why mutually owned life insurance companies are some of the most stable financial institutions in the world. He breaks down…

In this episode of the Wade Borth Podcast, Wade dives deeper into the often-misunderstood concept of Infinite Banking. Instead of overwhelming listeners with financial jargon, he reframes the conversation using a more approachable framework: the Four Stages of Whole Life Insurance. From becoming a disciplined saver to evolving into a true Infinite Banker, Wade explains…

In this episode of The Wade Borth Podcast, Wade wraps up his deep dive into the eight key benefits of whole life insurance. Building on Part 1, he explores how privacy, tax-free death benefits, guaranteed monthly cash value growth, and income statement improvements make this asset a powerful tool for long-term financial confidence. If you’ve…

In this episode of The Wade Borth Podcast, Wade kicks off a two-part series diving deep into the eight powerful benefits of whole life insurance. From guaranteed death benefits and constant compounding to unmatched liquidity and flexible loan provisions, Wade breaks down how this often-misunderstood asset can bring certainty, control, and long-term value to your…

If you’ve been curious about Infinite Banking—or maybe you’ve heard terms like “becoming your own banker” but still feel unsure about where to start—this post is for you. Before you look at numbers, illustrations, or policy mechanics, you need to understand what Infinite Banking is really about. At its core, it’s about one thing: learning…

One of the biggest mindset shifts in the Infinite Banking world is understanding premium as a contribution to capital. I recently attended the Nelson Nash Institute’s IBC Think Tank in Henderson, Nevada—a gathering of professionals dedicated to deepening their understanding of the Infinite Banking Concept (IBC). One powerful insight stood out this year: premium isn’t…

When it comes to achieving financial independence, nothing is more powerful than building a family banking system. This concept lies at the heart of the Infinite Banking Concept (IBC) and gives you the ability to take control of your financial future. It’s a surprisingly simple idea—but one that’s often overlooked. And the best part? It…

If you want to take control of your finances, there’s a powerful yet often-overlooked lesson in Becoming Your Own Banker by Nelson Nash. It’s the foundation of the Infinite Banking Concept (IBC), and it starts with one simple principle: make your money flow back into a system you own and control. Most people miss this—so…

In this episode of The Wade Borth Podcast, Wade tackles the common misconceptions surrounding whole life insurance—addressing why so many people claim it has a low return, is too expensive, or is the “worst investment of all time.” He explains why these beliefs are often rooted in misinformation or biased experiences, and reframes whole life…

In this episode, Wade breaks down a clear, straightforward process that’s helping clients rethink how they manage money. From understanding income flow to building savings and making better financial decisions, this conversation reveals why the right sequence matters—and how whole life insurance can play a foundational role. Whether you’re just getting started or looking to…

In this episode of the Wade Borth Podcast, Wade dives into the power of mutual insurance companies and why ownership matters. He breaks down common misconceptions about life insurance, highlights the difference between mutual and stock companies, and explains how clarity, certainty, and long-term thinking can relieve financial pressure. If you are seeking more control,…