Cyberdogz Administrator

When most people think of planning for the future, their first thought relates to saving for retirement. While retirement planning is an important piece of the puzzle, many don’t think beyond their early retirement years. Though often overlooked, preparing for long-term care is a necessary part of aging. There are many financial strategies and resources available to those in…

With recent changes to tax laws, many Americans found themselves with much smaller tax refund for 2018 than they anticipated. While most chalk it up to the belief, “that’s just the way government and taxes work,” others are more upset. Believing the government is out to rob you of your hard-earned money is a limiting…

Have you ever associated a certain smell, phrase, or sound to a specific time, place, or person? Maybe the smell of chocolate chip cookies baking in the oven reminds you of your grandma. Or, perhaps you can clearly picture an object in your mind just by hearing its name. Take, for example, a stop sign.…

When planning for retirement, many of us have been conditioned to save using tax-deferred plans like an employer-sponsored 401(k) or IRA. The idea behind these accounts is to allow you to put away untaxed money to save for retirement. Once you’re ready to retire and withdraw the funds, you’ll hopefully be in a lower tax bracket and…

Sage Wealth Strategy was built on the desire to help clients take control of their financial future through education and empowerment. Rather than trying to sell just another financial product, we teach them new processes for managing their money. To get started, each client takes part in a five-step process developed to help them truly understand their current…

One of the most important things you can do when it comes to building wealth is to understand how your money is working for you. Having an idea of the factors that negatively impact your savings and investments will help to limit the damage to your wealth, too. Three wealth destroyers to be aware of…

It’s safe to say planning for retirement is one of the best things you can do for yourself. That being said, it can be a confusing process. There are a lot of elements to consider when determining how much money you’ll need. Not only do you have to think about inflation and how much your…

It’s safe to say most working adults are planning for retirement in one way or another. Even more likely is that they have one common financial goal in mind: to be able to retire comfortably and enjoy our golden years. What some may not be considering though, is whether they’re employing the right strategies to…

This past February, not only was I invited to speak at the 2019 Liberty Forum Conference held in Manchester, New Hampshire, but I had the honor of speaking on the same stage as many industry icons. Liberty Forum is hosted annually by the Free State Project and brings pro-liberty thinkers and activists from all over the world together in…

A while back, I was having lunch with a friend and we were discussing how had begun implementing some financial strategies he had heard about from a financial entertainer on the TV or radio. Now, this person wasn’t offering bad advice but it didn’t apply to everyone. I asked my friend, “Does his advice apply…

Hi, I’m Wade Borth, the man behind Sage Wealth Strategy. I’m a Wealth Strategist, a Registered Financial Accountant (RFC) and a Life Underwriter Training Council Fellow (LUTCF). What do all these acronyms mean? Well, basically I am your go-to guy when it comes to building your wealth and planning for the future. I’ve always believed…

Everyone has financial goals. From planning for retirement to paying off student loans and everything in between, money plays a factor in almost every decision we make. Without the right tools or strategies put in place, reaching the peak of financial freedom can feel impossible. But it doesn’t have to. Understanding and utilizing the Principles…